Consultancy Services

Personal Financial Planning

Have a financial health check!  As much as 50% of your top slice of income goes to the taxman.  It's always worth looking at what's available to reduce tax.  Most assets give rise to capital gains tax @ 33% when sold or transferred.  There are solutions and planning procedures to minimize the loss.  Financial problems do not have to be a burden.  They need to be controlled.  Plan to make the most of what you have.  You can't change the past.  But we can help you fix it.  Managing cashflow and protecting your assets requires regular attention.  Make a plan, stick to it and review it regularly with expert assistance.  Pay what you must, not what you can!  It's not just about managing the bills today; we help clients plan and provide for the future and the contingencies that may arise.

Retirement Planning

We can help you understand and plan for financial independence in retirement.  Pensions have a part to play, but there's a lot more to it than funds and we can point you in the right direction.  Understand what you have and we will guide you towards something better.  Take the right steps at the right time and financial independence is assured.

Business Organisation & Structure

We can help you get your business off the ground and reorganize it tax efficiently as it grows.  

Our services include advice on all aspects of:

     * Business Start-ups

 * Incorporating the business
 * Directors Duties

 * Reorganization & Transfers 

 * Admitting new shareholders

 * Shareholder Agreements & Control

 * Conflict Management

 * Winding Up the Company

 * Admitting Family Members

Passing on the family business

When, if ever, is the right time to transfer shares to children and other family members? The owner's objectives and ambitions are not always shared.  Sometimes a sale in the open market is better for all.  Then there's the question of finding a buyer.  If there is no succession plan, key staff might be the best choice.  There's a lot to consider.  Plan early.  Review regularly.  Be prepared for unsolicited offers.  Protect the asset from unwelcome interference.

Shareholder Agreements

When you go into business on your own, you call the shots. When in business with partners, or shareholders, the rules need to be spelled out. Shareholder agreements prove invaluable when different opinions emerge. Put them in place at the outset.

Keyperson, Shareholder, Business & Loan Protection
Most businesses would suffer a significant loss if a key employee were to die or suffer a serious illness. Protection is available to cover these contingencies. The tax treatment varies and is generally dependent on the type of contract and the relationship between the insured and the company.

Shareholder, Partnership and Business Protection
Companies and Partnerships should consider what would happen to the shares, or share of a business, in the event of the death or serious illness of a Director or Partner. Loss of a key person can result in loss of profits, or insolvency.  There are ways to protect the business including business insurance. The tax treatment of such products varies depending on the reason for the insurance and the relationship between the insured person and the company.  Understand the consequences and avoid losses.

It is essential that Partnership and Shareholder agreements deal with such contingencies.

Company Secretarial & Directors Duties

We provide support services for company formations, reorganizations and winding up.
Directors have duties under the companies acts. We provide support services that help you to understand and address your responsibilities.
Advice in available to cover all aspects of company formation, operation and tax.

Financial Services

Our financial services help owners and managers in the areas of:

  • Finance and loan applications.
  • Financial appraisal and investigations.
  • Business Organization and Restructuring
  • Preparing business plans and statements of financial position.
  • Forensic investigations and accounting.